partners in risk

What Kind Of Personal Insurance Do I Need?

You put a lot of effort into building valuable assets and supporting your family’s lifestyle. When things go wrong, personal insurance can assist in safeguarding those assets and offer protection in the case of your dying. Allow our insurance specialists to examine your situation and establish the coverage and plans that are best for you and your family.

Home Insurance

Protect your investment in your home with the right kind of insurance. You may protect your house and your things with home insurance. You’ve worked hard for what you have. Therefore it’s crucial to be protected properly. There are numerous possibilities for what your property’s house insurance can cover. We can assist you in ensuring that everything is handled.

Flood Insurance

Most homeowners’ policies do not cover flood risk. Even if you are not in a flood zone, certain events can also cause damage to your home. Flood insurance is a useful addition to any homeowners, renters, and condo owners/renters policy.

Auto Insurance

Automobile insurance helps you deal with probable financial losses, damages, or injuries associated with cars. It aids in defending you, your passengers, other motorists, pedestrians, property, and your automobile. Additionally, auto insurance might shield you from lawsuits resulting from vehicle accidents. To assist you in finding the best value for money and coverage, we will give you rates from various insurance providers. We’ll thoroughly lay out your alternatives so you can choose the one that best suits your needs.

Umbrella Insurance

Umbrella insurance’s primary purpose is to shield you from the financial responsibility of legal claims. There is typically a cap on the coverage per accident with liability insurance policies for vehicles, ranging from $300,000 to $500,000. However, the cost of a lawsuit can exceed millions of dollars. Your other financial assets can be protected by an umbrella policy’s coverage, and you can avoid being sued for losses that other insurance doesn’t cover.

Personal service combined with depth of knowledge in the insurance marketplace, and access to a wide range of carriers is the combination of factors that sets Oakwood Insurance apart from its competitors. We not only work in the north metro, but it’s also our home. We strive to support the vibrancy and growth of this community. We want it to thrive, and we want you to thrive. We will review your insurance coverage and help you understand what you have and ensure that it’s the best fit for your goals.