COVID-19 will impact the way we manage our lives through most of 2021. This includes your personal insurance. We understand that you may be struggling at this time. Homeowners Insurance COVID-19 should not impact your homeowner’s insurance too much, but there are a few coverages that could be impacted because of the temporary lifestyle […]
While these are responses from large corporations, we take away many applications for medium and small businesses. Here are some of the risk issues for 2021. According to a recent AMEX survey, 92% of businesses pivoted last year, and 76% of small businesses believe they will need to pivot again in 2021. Employee Safety– Making sure your […]
Part of your business planning for 2021 should include an annual business insurance review. Your business changes, and so do your exposures. After you review some of these items, call our office, and we will be happy to discuss these and more with you. I COVID-19 Planning Do you have remote work policies and […]
Are you dashing through the snow to grandma’s house? Do silver bells keep ringing in your ear? If you are getting into the Christmas spirit, remember your homeowner’s insurance can play an important role in helping keep your home a warm and safe place for the Holidays. With a little preventive action and a solid […]
The holiday season is filled with fun, parties, food, gifts, overeating, and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may […]
Liability Insurance Coverage To protect a small business from potential lawsuits, liability insurance is necessary. Policies vary greatly, and they cover different classifications of risks for varying costs. Before shopping for a policy, it is important to educate yourself about liability insurance. Commercial General Liability, which is also called CGL, is a very broad insurance […]
For many people, standard insurance products like home, auto, life, and personal umbrella insurance are adequate to protect their families and their assets. However, for high net-worth individuals there is much more to consider. There are millions of households in the U.S. with a net-worth of more than one million dollars, and almost one million […]
When you meet with, or talk to, your insurance agent, what are the topics of conversation? Do you only talk about your bill, or why your premium has increased? Is the only time you hear from your agent when they try to sell you additional coverage? Some agencies even try to dissuade you from talking […]
Every one of us has certain things that occasionally prevent us from getting a good night’s sleep. These concerns might be a job, kids, an illness, or other problems in life. Our goal is to make sure that protecting your family with the right insurance is one thing that does not keep you up […]
Did you know that floods are the most common form of a natural disaster? Floods cause over 4 billion dollars in damages every year. Here is another amazing fact; the average homeowner has a 1 in 4 chance of having flood damage during the timeframe of a 30-year mortgage. If your home is in a […]
