Entries by Bob Lilly

Life Insurance, Do You Have Enough?

According to the latest information, most people do not have enough life insurance. Only six out of ten people have even considered life insurance, and many who do have life insurance don’t think they have enough. 70% of households with children say they are just barely meeting their needs. But what would happen to those […]

Why It’s Important to Get Life Insurance Before It’s Too Late

Life insurance is one of those things many people know they need but often put off for “later.” However, waiting too long to get life insurance can have significant financial consequences for you and your loved ones. Whether you’re starting a family, nearing retirement, or building your wealth, securing life insurance sooner rather than later […]

How Business Interruption Insurance Works for Property Managers

Property managers face unique challenges in maintaining and protecting their properties. Unexpected events such as natural disasters, fires, or vandalism can disrupt operations, leading to significant financial losses. Business interruption insurance is a crucial safeguard that helps property managers mitigate these risks and maintain financial stability. Here’s how business interruption insurance works for property managers: […]

How To Insure Your Short Term Rentals

With firms like Airbnb and VRBO these days, short-term rentals offer a lot of chances to make extra money. And, like other businesses, there is always some danger. Whether your property is stand-alone, garage, or basement, you need to be aware of how to safeguard your assets. These five tips will help you understand insuring […]

Reasons You Need A Personal Umbrella Policy

  You have worked hard to earn your lifestyle. One accident or claim can ruin all your financial planning. A Personal Umbrella Liability coverage added to your other policies can protect you, your spouse, and any relatives living in your home. Umbrella Insurance provides extra protection or limits above the liability insurance you currently have. […]

Preparing for a Cyber Loss: A Small Business Guide

As a small business owner, you understand the importance of protecting your company from cyber threats. Cyber attacks can result in significant financial losses, damage to your reputation, and legal liability. Preparing for a cyber loss is crucial to minimize the impact of a potential attack. In this article, we’ll provide a comprehensive guide on […]

What To Do After An Auto Accident

What To Do After An Auto Accident Don’t Let an Auto Accident be a Pain Automobile accidents happen every. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. You purchase auto […]

The Unique Insurance Needs of Electric Vehicle Owners

As the world shifts towards a more sustainable future, Electric Vehicles (EVs) are becoming an increasingly popular choice for drivers. However, owning an EV comes with its own set of unique insurance needs that differ from traditional gas-powered vehicles. In this article, we’ll explore the special considerations EV owners should keep in mind when it […]