Introduction Your small business is important to you, and it should be protected. That’s where insurance comes in. If you’re like most small-business owners, you probably already have some insurance. But maybe your current policy doesn’t cover everything your business needs—or maybe it does but at a price that’s simply too high for your budget […]
Renters insurance is a type of insurance policy that provides financial protection for individuals who are renting their living space, such as an apartment or house. Here are some reasons why buying renters insurance is a good idea: Protects your personal belongings: Renters insurance provides coverage for your personal belongings, such as your furniture, electronics, […]
If you’re a business owner, you spend most of your time thinking about how to grow your business. But it’s easy to remember one of the fundamental building blocks: professional liability insurance. What is it? Why do you need it? And what does it cover? Why Does Your Business Professional Liability Insurance? You may be […]
With the beginning of a new year, it is important to review your home and auto insurance policies to ensure you are getting the most out of them. To begin this process, here are some questions you should ask when reviewing your policies; “What is and is not covered with my policies?” “Do I need […]
A Business Insurance Update It is the holiday season, a great time for charity events and company parties. These events are a great time and place to gather together to increase employee morale and say thanks, they also can lead to increased liability and risk. Your commercial or business insurance may provide coverage but if […]
The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not […]
Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you can exchange the gift for something you can use. However, many other ugly things can happen during the holidays that you may not be able […]
Directors and Officers (D & O) Liability Update Every business, no matter what the size, has a D & O exposure. Some people may mistakenly think that D & O risks are just for large firms, but actual court cases tell a different story. D & O claims come about because of decisions made […]
Halloween is over and that means we are in the middle of the holiday season. During the next 45 days, we will all be busy shopping, eating out, and traveling. Thieves know that the police are overloaded during the holiday season, and they take full advantage it. Burglars know that there are many expensive items […]
Comprehensive Insurance Comprehensive insurance is a coverage that is part of your overall auto insurance program. Comprehensive is an optional coverage that protects you for losses that are not accident related. Some people opt to remove comprehensive coverage on old vehicles. While there may be some premium savings for doing this, we hope you […]
