Entries by Bob Lilly

Consider This When Hiring A Contractor

Spring is the time when many homeowners start to think about and plan for, various home remodeling projects. If you are thinking about updating your kitchen, putting on that new roof, or even landscape projects, it pays to do some pre-planning. Whatever the project, you need to protect yourself from the financial risks and hazards […]

The Best Ways To Insure Your Recreational Toys

As summer approaches, many people are moving outdoors. This includes using ATVs, boats, RVs, golf carts, and more. All these vehicles need insurance to protect you against damage and liability. It is important to have the right insurance for your recreational vehicles. Most of these are not automatically covered under your home or auto policies. […]

Five Keys to Improving Your Personal Insurance

A Personal Insurance Update We work to ensure that your personal insurance provides the protection you deserve and need.   We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a […]

How To Avoid Contractor Insurance Scams

As a homeowner, you carry homeowner’s insurance to protect yourself in case of damage to your home. A devastating storm can leave flooding waters, property damage, and personal injuries in its wake. Perhaps one of the least expected dangers that follow a storm is fraudulent contractors. Most contractors are honest and work hard, but some […]

The Future of Risk

Business Insurance Trends The business insurance world is changing at a fast pace. Technology is continually evolving and businesses must change or die. New technology also brings a change in claims and litigation. Often lawsuits filed today are indicators of business liability claims tomorrow. Business Insurance Business or commercial insurance coverage is available for almost […]

Are You Starting A Home Business?

Do you want to start a home-based business? Having a home business of your own is a good way to make a living. Keep in mind that if there are risks involved. Most home-based businesses do not have the same risks as other businesses, including buildings, employees, production machinery, and a fleet of vehicles. However, […]

Never Sign Away Your Rights

As a homeowner, you carry homeowner’s insurance to protect yourself in case of damage to your home. Horrifically, unscrupulous contractors use an insidious trick to defraud thousands of Florida homeowners every year – convincing them to sign away their rights through an Assignment of Benefits (AOB) form.   What is an “AOB” form? A contractor […]