Entries by Bob Lilly

The Coronavirus Will Have An Impact The United States

Coronavirus Will Have An Impact The United States The Centers for Disease Control recently stated that the Coronavirus will have an impact in the United States.  Currently, the death toll from the Coronavirus is over 2,700 worldwide. People who contracted the Wuhan virus have reported symptoms that include fever, chills, headaches, difficulty breathing, and a sore throat. […]

Is It Time to Love Your Umbrella Insurance? 

Is It Time to Love Your Umbrella Insurance?  There are many good reasons to consider a personal umbrella policy. Umbrella Insurance provides extra protection or limits above the liability insurance you currently have. Just as an umbrella protects you from heavy rain, an umbrella insurance policy protects you from losing the entirety of your wealth […]

Business Insurance Planing

Is Your Business Ready For 2020? The world is changing, and we understand the issues your business faces every day. There is constant competition for your customers, there are challenges in attracting and retaining top employees, and your cost of goods keeps going up. Part of your planning should include an annual commercial insurance review. […]

A New Year… Let’s Get Your Insurance Right

As we move into a new year, I hope that every insurance agent and insurance buyer thinks about how they view their relationships.  Let us get away from the clever insurance advertisement’s attempts to bring our products and services down to the lowest common denominator, price, and commodity.  Insurance products and services are used to […]

Not So Common Insurance Coverage You Need

An Insurance Update Many people think that all insurance policies are alike and there is no need to understand the different kinds of coverage afforded by different types of policies.  As professional agents, our job is to help our clients understand how the coverage we recommend can affect their risks and actually help them in […]

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Don’t Let the Company Holiday Party Turn Into an Employment Claim Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made unwanted            advances.  Now she is filing an employment liability claim.  This is a scenario that no […]

Reasons You Need A Personal Umbrella Policy

  You have worked hard to earn your lifestyle. One accident or claim can ruin all your financial planning. A Personal Umbrella Liability coverage added to your other policies can protect you, your spouse, and any relatives living in your home. Umbrella Insurance provides extra protection or limits above the liability insurance you currently have. […]

Employment Practices Liability Insurance

Employment Practices Liability Insurance The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no Missoula EPLI Insurance company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business […]