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| A property used for shelter. |
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| A catch all term for insurance that affords protection
from an illness or injury which results in a loss of
life, a loss of earnings or out of pocket expenses.
Some examples of health insurance are disability insurance,
medical insurance, dental insurance, etc. |
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| Health
Maintenance Organization (HMO)
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| A health insurance plan which requires you to work
through the insurers affiliated physician and facility
network resulting in lower health costs than other health
insurance plans. Patients typically small pay a flat
rate amount per visit or prescription. HMO plans typically
require you to specify a primary care physician from
their list of doctors. The primary care physician must
authorize any and all referrals to other doctors for
treatment to be covered. |
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| Highly
Protected Risk (HPR) |
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| Insurance plans available to large commercial properties
which meet stringent safety standards to qualify for
lower premiums. |
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| Insurance that combines liability insurance and hazard
insurance. Required by most mortgage lenders. |
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| Host
Liquor Liability Coverage |
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| Protects the hosts of business or social functions
where alchoholic beverages are sold or served. |
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| RETURN
TO TOP |
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