Our Corporate Mailing Address:
2003 NW Northdale Blvd - Coon Rapids, MN 55433
Call: 763-754-1824 -Fax: 763-862-9367

Minnesota Employment Practices Liability Update

Employment risks are some of the most serious faced by Minnesota employers. These risks can include sexual harassment and discrimination. Employment litigation can destroy a firm large or small. Is your business protected?

Employment Liability Facts
  • Minnesota firms are three times more likely to be sued by an employee than have a fire.
  • EEOC changes have increased 30% over the past 5 years
  • 7 out of 10 firms don’t buy EPLI
  • 5 out of 10 firms think they have the coverage, but don’t
Why EPLI Form Oakwood Insurance Agency  Is Important

1. Covers the company and board

An EPLI (Employment Practices Liability Insurance) policy covers claims made against directors, officers, employees, the company and its subsidiaries. The policy can cover a long list of claims including wrongful dismissal/termination, sexual/racial/disability harassment, sexual/racial/disability/religious discrimination, employment related libel, slander, defamation and invasion of privacy, wrongful failure to employ or promote and retaliation

2. Increased claims

It’s becoming harder to ignore the “Me” culture which continues to gather pace. Small and medium sized businesses saw the largest increase in claims in 2013, up 33% according to human resources experts. The average claim cost is over $150,000.

4. Free legal help

Most EPLI policies provide free legal resources for firms to use, so you can call an attorney to help you through a tough issue.

5. Affordable

The cost of a well written EPLI policy is very competitively priced.

Oakwood Insurance Agency operates as an independent insurance agency, selling an extensive spectrum of insurance to businesses, families, and individuals.  Our competitive advantage comes from the objective and professional service that we provide our access to a wide range of carriers, and our extensive knowledge of the insurance marketplace.  

Oakwood Insurance Agency
2003 NW Northdale Blvd - Coon Rapids, MN 55433
Call: 763-754-1824 -Fax: 763-862-9367 


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